Horizon Q&A

How can lawyers assist with commercial loans, project finance or financial leasing?

Lawyers may assist with structuring, documentation, security, filings, restructuring and legal opinions.

This answer is provided in English for convenience. The Chinese version follows it.

Based on Horizon's Banking & Finance practice, the firm's work may involve commercial bank loans, international syndicated loans, project finance and financial leasing.

Lawyers may join negotiations and advise on transaction structures; draft, review or amend Chinese and English loan agreements, syndicated loan agreements, financing agreements and financial lease agreements; and prepare guarantee, mortgage, pledge and rights-assignment documents.

Implementation may also require foreign-debt, cross-border-guarantee, mortgage or pledge registrations, debt restructuring and Chinese or English legal opinions. The appropriate scope depends on the financing structure, parties and applicable regulatory requirements.

Original language

Complete original Chinese text

The complete Chinese version of this Horizon Q&A follows.

根据宏志现有银行与金融业务范围,服务对象可涉及商业银行贷款、国际银团贷款、项目融资和融资租赁等项目。

律师可以参与项目谈判并就交易结构提供法律意见,起草、审核或修改中英文贷款合同、银团贷款合同、融资协议和融资租赁协议,也可处理保证、抵押、质押及权利让与等担保文件。

项目执行阶段还可能涉及外债、跨境担保、抵押或质押的登记备案,贷款融资项目的债务重组,以及中英文法律意见书。具体服务内容应根据融资结构、参与方和适用监管要求确定。

Related practice information: view the firm's published service scope

This English convenience translation is provided alongside the complete Chinese original, which prevails. Neither version constitutes legal advice on any specific matter.